[0:15] – Decumulation- the opposite of accumulation. What are the challenges you might face in decumulation?

[2:55] Challenge 1 – Lack of support

[5:23] Challenge 2 – Fear of spending

[6:11] Challenge 3 – There are more risks

[7:53] It does matter where and in what order you take your funds in retirement

[8:21] Challenge 4 – Taxes

[9:00] Challenge 5 – Leverage your lifetime income

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